NEWS 2022

As we come to the end of another eventful year, do remember to set aside some time to take stock of the year that has been, so you can face the end of the year with a renewed and energised sense of self and look forward to the New Year.

Despite common belief, retirement takes more than financial planning. And while you may be beyond ready to go on permanent vacation, you also have to psychologically prepare for when the novelty wears off.

For a range of economic and political reasons, volatility is at the forefront of investors’ concerns. Although the worst of the pandemic is (hopefully) behind us, share price volatility has been even higher in 2022 than it was in 2021.

This year’s Federal Budget focuses on providing relief for those with children, homebuyers and social security recipients whilst maintaining pre-election commitments.

For many Australians, the primary goal of investing is to accumulate sufficient assets to fund a comfortable retirement and if you are close to retiring, you need to beware of the little-known sequence of returns risk.

Investors who take a long-term view, remaining calm during the market's ups and downs, will reap the rewards.

There’s a lot of negative sentiment in the world at present and it is there for all to see on financial markets.

It’s a scary time for new retirees - stocks have plunged, bonds have also been pummelled. Both trends are worrisome for seniors who rely on investments for their retirement income. High inflation also means retirees need to draw more income to afford the same items and make ends meet.

A sharp increase in inflation caused by rising costs of fuel, food and transport has sparked talks of an economic phenomenon associated with the 1970s and early 1980s: stagflation.

With the ghost of the 1970s haunting investors around the world, hard assets can provide some protection.

We continue with another series of videos from Moneysmart, this time about investments and planning. These videos would be useful for the younger folks, to help them plan and make smart financial decisions.

The share market is forward looking they say, it is a pretty good predictor of the future economic activity. Why is that the case you might ask? 

What social security and
superannuation measures have been announced or supported by the current Government so far?

As both inflation and interest rates continue to be tipped to rise, it is becoming increasingly important to limit spending and increase savings.

In this newsletter, we will discuss recent volatility in stocks, bonds, interest rates & inflation. At the back end of this update, we will address some common questions investors have been asking their advisors.  

There will be talk of recessions, market crashes; both financial and housing.  Although every significant event on financial markets are different, we have been here before, with the last time being caused by Covid panic in March 2022.  

The word ‘inflation’ doesn’t only dominate business news headlines, but finds its way into general news reports too. So, what is inflation and how does it affect you?

The past four weeks have been very much about investor's concern over the outlook for inflation and how much interest rates will rise in the near term.

A poor understanding of crypto technologies may be keeping investors away from profitable investments

An update of the World Financial Markets for February 2022.